---
title: E-Bike Insurance — What You Need to Know
description: Sundays Insurance covers electric pedal-assist e-bikes that comply with provincial laws. Learn what e-bikes qualify and what isn't eligible for coverage.
---
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1. [Sundays](https://learn.bicyclebroker.ca/?hsLang=en-ca)
2. [FAQs](https://learn.bicyclebroker.ca/faqs?hsLang=en-ca)
# E-Bike Insurance — What You Need to Know
To be eligible for a Sundays Insurance policy, you must meet the following requirements:
- Be **over 18 years of age**
- Be a **resident of Canada** (in Alberta, British Columbia, Ontario, Manitoba, or Nova Scotia)
- Be the **owner of the bicycle**
- Not be a **sponsored or professional cyclist**
Your bicycle must also be located in Canada at the time you apply, and it must be used **recreationally only** — not for professional use, courier services, or the carriage of passengers.
**Who is not eligible:**
- Professional cyclists (those who ride or race as their primary source of income)
- Sponsored cyclists (those who receive $2,500+ in financial or non-financial support from sponsors in a 12-month period)
- Couriers or individuals using bikes for commercial delivery
- Trikes and Tricycles
**Bicycle eligibility:**
- Your bike must have a market value of **at least $300**
- Online quotes are available for bikes valued up to **$21,500**
- Bikes purchased new must have been bought within the **past five years** for an online quote (older bikes may still be covered — call to discuss)
- E-bikes must be electric pedal-assist bikes that comply with provincial law; retrofitted, throttle-only, or homemade e-bikes are not eligible
- Under provincial guidelines, only the following bikes are insurable:
- Traditional-style **Class 1 bikes** governed to a maximum speed of **32 km/hour**
- **Class 2 e-bikes** with pedal assist and a throttle, governed to a maximum speed of **32 km/hour**
- [FAQs](https://learn.bicyclebroker.ca/faqs?hsLang=en-ca)
- [General](https://learn.bicyclebroker.ca/general?hsLang=en-ca)
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