What Does Sundays Insurance Cover?

Sundays Insurance offers comprehensive coverage designed around the needs of cyclists. Here is what is included in a standard policy:

Standard Coverage (Included):

• Theft from and away from home — Your bike is covered whether it's stolen from your home or while you're out riding.
• Accidental damage — Covers damage caused by a specific unforeseen incident, crash, impact, or road hazard.
• Malicious damage — If someone damages your bike intentionally (e.g., a vandal or thief), we cover the repair cost.
• Custom parts and upgrades — Upgraded components like carbon handlebars or dropper seatposts are covered when listed on the policy.
• Transporting your bicycle on a bike rack — Covers your bike while it's attached to your car's roof or bike rack.
• Domestic travel in Canada — Coverage for loss or damage while your bike is in transit by airline, ship, train, or truck within Canada.
• Medical payments — Up to $1,000 for out-of-pocket emergency medical expenses (e.g., ambulance, x-rays, stitches) following a covered accident.
• Roadside assistance — Up to $75 reimbursement for transportation to get you home or to the nearest bike shop after an accident.

Optional Add-On Coverage:

• Worldwide coverage — Covers your bike internationally for up to 90 days while abroad.
• Racing and event coverage — Covers your bike during races, triathlons, sportives, and charity rides.
• Lifetime new for old — If you insure your bike within 60 days of purchase, replacement is always at full new value with no depreciation.
• Accessories and additional wheelsets — Cover your helmet, GPS, cycling kit, and extra wheelsets (accessories up to $1,000; wheelsets up to $5,000).
• Replacement rental bike — Up to $300 to rent a bike if yours is lost or damaged within 7 days of a race or trip (requires worldwide or racing coverage).
• Event entry reimbursement — Up to $500 reimbursed for race entry fees if you can't compete due to injuries from a covered loss (requires racing coverage).